It’s usually best to avoid dealer financing

It’s usually best to avoid dealer financing if at all possible for a few reasons. One is that they are not in the loan business for free. They expect to make money on the sale of a motorhome loan to you. That means that they have worked out a deal with the finance companies that they use to get paid a portion of every loan they write. So you are dealing with a middleman. It may be convenient, but you pay something for that convenience. It is often better to arrange your own financing instead where you deal directly with the lender and avoid any dealer markup on the loan.