Credit must be used responsibility
I have good credit. I always use credit cards and seldom have more than a few dollars cash in my pocket. There is good reason to use a credit card. I only pay one bill per month per card and they give me an itemized accounting of where each dollar spent that month went. They even do it be spending category so it is easy for me to trace. I get rebates from the for the money spent that are not taxable. I can get free airline miles just for spending money. So I do it. But I do it responsibly.
